Today, I will let you know about the type of savings bank credit loan!If you have good creditworthiness or have favorable conditions when you are engaged in financial transactions, you can easily proceed with loans through one bank in the market.
However, when the credit rating is not good or the conditions are bad, it is difficult to use 1 financial product. If the loan is not available, it is inevitable how to get through this situation. In this case, you can find out the savings bank loan. The conditions are worse than the 1 financial sector, but the approval rate is high, so it can be a solution that can be easily used.
There are cases where banknote loans are not easy, but there are cases where there is no approval if there is regulation on loan application, expectation, or delinquency record. If you look at the type of savings bank credit loan, you can use it at high interest rates and you can get a little higher limit.
I will tell you what kind of credit loan you can apply for, such as the type of savings bank credit loan, limit, condition, interest rate, etc., so please find out what kind of loan you have and make a wise choice.
The product can be easily applied through the Internet. In the case of workers, it is possible to borrow without guarantee as well as without a visit. The target audience is 23 years old or older ~ 60 years old or younger, and it is possible to prove income and employment.
The limit can be at least 1 million won to a maximum of 100 million won. Because the limit is high, it is a good product for those who want a lot of high-interest loans. Interest rates are at a minimum of 5.9% per annum and are applied differently according to creditworthiness.
The period available is from at least one month to a maximum of 100 months, and repayment is an equalization of principal. There is no handling fee or maturity extension fee, but you have to pay 1% of the redemption fee for repayment within two years.
negative OK theory
As the name suggests, this product is a loan product that is used as a negative bankbook. The negative bankbook method allows you to freely borrow and repay within the limit of your receipt and transfer cash. So many people accept it for emergency payment.
OK Savings Bank's negative OK-Lone can apply for 24 hours a day, 365 days a day, without visiting through the application and the Internet. Employees, including full-time workers, contract workers, etc., can apply for individual businesses and freelancers.
The interest rate on the product is 17.9% per annum, the maximum amount of money available is up to 50 million won, and the period of use is from 12 to 60 months.
high interest rates for workers
The high-interest loans that are handled 폰테크 by Welcome Savings Bank are products that allow workers to use loans at high interest rates as their name. They can receive a high limit of up to 100 million won, and the interest rate is 5.9% per annum.
Those who are 20 years of age or older can prove their income, can use it for up to 7 years, and can be selected as repayment on maturity date or equal repayment of principal.
The Naoron V loan product that can be applied by Eugene Savings Bank should be proved for more than 6 months and the annual income of 24 million won or more is eligible. The limit is 500 to 100 million won, and is available within 60 months
The interest rate is at a minimum of 5.9% per annum, and it can be repaid through equal repayment of principal or maturity repayment. There is no handling fee, and the redemption fee may be applied within 1.0%.
Today, I learned about the type of savings bank credit loan, and since I have informed you of the conditions, please check which savings bank credit loan type can be received on a more favorable condition for me!